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Articles and analysis on today's issues
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Summary
To use AI tools effectively, local leaders must optimize documents and information for AI, implement guardrails, and rely on human expertise to evaluate risks and benefits.
Innovations in credit scoring could help more families become first-time homebuyers Credit scores are critical in determining whether a lender will consider a borrower’s loan application, but current scoring methods leave many behind.Less segregated communities aren’t only more inclusive. They’re more prosperous. What exactly are the costs of segregation on metropolitan regions, and how does it limit economic vibrancy and earnings potential of residents?Q&A with public health innovator Manmeet Kaur, recipient of the Janice Nittoli Fellowship Manmeet Kaur discusses rethinking the healthcare system and bridging the gap between policy and action as the inaugural Janice Nittoli Fellow.Past-due medical debt a problem, especially for black Americans Nearly one in three nonelderly black Americans have past-due medical bills—a concerning number given the consequences for physical and financial health.Fannie and Freddie eased access to credit. Now it’s the FHA’s turn Credit is tight largely because lenders are imposing even more stringent standards than those required by the entities that guarantee or insure these loans.Three ways the Great Lakes region can find home-grown solutions to its challenges Political rhetoric on the Great Lakes has portrayed the region as a victim of global forces, but the region’s recovery depends on investments in its strengths.
