Articles and analysis on today's issues
The rise of buy now, pay later products, which often aren’t reported to credit bureaus, could affect borrowers’ ability to buy a home and sustain homeownership.
How Federal Policymakers Can Promote Affordable Housing Production in Exclusionary Communities A new federal grant program offers the Department of Housing and Urban Development a chance to address inequitably distributed subsidized housing across localities nationwide.How to Engage Landlords to Strengthen Renter Stability Programs Ensuring landlords are strong partners will help more equitably and effectively deliver assistance to renters.Three Steps toward Implementing Equity-Centered Student Supports and Engagement Practices Centering equity in student support and engagement practices is one way colleges can advance educational opportunities for students of color.Renters Have Weathered the Pandemic Better Than Expected, But Situations Are Worsening for Those with Low Incomes Renters with low incomes have struggled more than to make on-time payments, have had less ability to save money, and have fewer opportunities to cut back on their expenses.Federal Infrastructure Funds Could Fill Gaps in Local Transit Accessibility Public transit can increase access to employment, health care, and more. But it’s unavailable to most, and only 2.5 percent of the country's workers use it to commute.Three Ways Corporate Philanthropy Can Address the Racial Wealth Gap Dismantling structural racism in community development financial practices and policies can reduce wealth equity disparities for communities of color.