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Articles and analysis on today's issues
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The rise of buy now, pay later products, which often aren’t reported to credit bureaus, could affect borrowers’ ability to buy a home and sustain homeownership.
A New Fee May Threaten Fannie Mae and Freddie Mac’s Single Security The Uniform Mortgage-Backed Security has saved taxpayers money and paved the way for long-term reform, but a new fee on commingled securities could put the security at risk.To Drive Systemic Change, Federal Infrastructure Policies Need to Move from Best Practices to Next Practices The influx of federal recovery funding creates the opportunity for states and localities to embed outcomes of equity, climate resilience, and economic health in recovery efforts.With Carbon Emissions Higher Than Ever, Can We Tax Polluting Cars to Reduce Vehicle Pollution? The US vehicle fleet isn’t adapting quickly enough to the climate crisis by reducing emissions.In the US, Could Taxing Heavy Cars Be a First Step toward Reducing Pedestrian Fatalities? As American cars have ballooned in size over the past three decades, the threat they pose to pedestrians and cyclists has also increased.What Role Can Property Condition Data and Artificial Intelligence Modeling Play in Understanding AVM Error? New evidence finds property condition may contribute to some of the racial disparities in AVM error.With US Traffic Fatalities Rising, What Would It Take to Save Lives? There is nothing inevitable about the US’s recent rise in traffic fatalities.
