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Articles and analysis on today's issues
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The rise of buy now, pay later products, which often aren’t reported to credit bureaus, could affect borrowers’ ability to buy a home and sustain homeownership.
Three Ways Congress Can Ensure a Little-Known CHIPS Act Program Benefits Rural Communities A small program buried in over a thousand pages of legislation offers rural communities the opportunity for economic development. Policymakers have a few options to ensure it actually benefits rural areas.Four Ways Local Leaders Can Simultaneously Advance Racial Equity and Address the Climate Crisis The next several years will likely see an unprecedented level of spending in many of Justice40’s covered areas. Ensuring these investments advance racial equity will require concerted efforts from federal, state, and local leaders.Five Lessons from the Aftermath of Hurricane Maria for Communities Preparing for Climate Migration Five years on from Hurricane Maria’s devastation in Puerto Rico, new research indicates five lessons for municipalities to prepare for an influx of climate migrants because of ever-worsening environmental disasters.Student Debt Relief Could Help Some Borrowers Access Homeownership The Biden administration’s student debt relief proposal could pave the way for some student loan borrowers, especially borrowers of color, to more easily purchase a home.What the Inflation Reduction Act Did, and Didn’t Do, for Sustainable Transportation Building an environmentally sustainable transportation system requires policies that reduce dependence on automobiles—even electric ones.Ensuring Safe and Affordable Housing Stock Starts with Understanding Who Owns Rental Units A new analysis of rental-unit ownership can help cities understand how to better support small landlords and renters, but not all cities are currently collecting these data.
