Articles and analysis on today's issues
The rise of buy now, pay later products, which often aren’t reported to credit bureaus, could affect borrowers’ ability to buy a home and sustain homeownership.
Declining state expenditures on public universities are in fact driving tuition increases A recent New York Times article misrepresented a key issue in rising tuition ratesFour million mortgage loans missing from 2009 to 2013 due to tight credit standards Tight lending standards are harming the economyHow to simplify the complicated process of applying for federal student aid Many students get left out of the valuable Pell Grant process due to its opacity. Here's how to fix thatHigh costs may explain crumbling support for US infrastructure Why is building rail transit in the US so expensive? Answering that question is important if we want more infrastructure investmentTo understand mortgage default rates, ask these three questions How many home loans are defaulting? It's not as straightforward as it seems.