Articles and analysis on today's issues
The rise of buy now, pay later products, which often aren’t reported to credit bureaus, could affect borrowers’ ability to buy a home and sustain homeownership.
From protest to policy: evidence-based solutions for Baltimore and other US cities Urban Institute scholars respond to protestors' calls in Baltimore and elsewhere with blog posts offering concrete solutions and strategies for U.S. cities.Cory Booker and Freeman Hrabowski on improving the life chances of boys and men of color Senator Booker and Dr. Hrabowski on promising ideas to support boys and men of colorGinnie Mae should correct the glitch in first-time homebuyer data Why it's important to have accurate loan-level housing market dataGive lenders more time to implement new borrower disclosure rules An important reform for the home-buying processUnderstanding race and income concentration in public schools is a local (and important) story Feature: A clearer look at race and income concentration in public schoolsBroken mortgage servicing regulations limiting access to credit The mortgage market has changed significantly, but mortgaging servicing regulations have not kept pace