Articles and analysis on today's issues
The rise of buy now, pay later products, which often aren’t reported to credit bureaus, could affect borrowers’ ability to buy a home and sustain homeownership.
How communities can support immigrant families When immigrants are able to fully participate in the economic and social life of their adopted country, it benefits them and their communities.Make schools the center of the community In Prince George’s County, Maryland, a new model of schools aims to address students’ needs both inside and outside of the classroom.When the room is quiet: Fostering a safe space for young men A pilot program for teen boys helps them build healthy relationships by understanding the impact of masculinity on sexual health, safety, and violence.We’re not accurately assessing the Federal Housing Administration’s solvency News of a windfall in FHA’s Mutual Mortgage Insurance fund this year sparked excitement—but the administration’s assessment of the fund is misleading.Neighborhood success needs citywide commitment The Choice Neighborhoods Initiative showed early progress in the first five cities, but more so when city leadership was engaged in the transformation.The link between land-use restriction and growing inequality The country’s most productive cities often have the most restrictive zoning—making it hard for low-income residents to move to areas of opportunity.