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Articles and analysis on today's issues
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The rise of buy now, pay later products, which often aren’t reported to credit bureaus, could affect borrowers’ ability to buy a home and sustain homeownership.
How Infrastructure Helps the Social Sector Thrive Having a clear understanding of what the social sector infrastructure is and who it serves can help those within it know where to go for the support they need and ensure the infrastructure is valued and appreciated.Lost in Translation: Bridging the Divide in Emergency Rental Assistance Outreach Better balancing equity and speed can help ensure aid reaches communities most in need.Targeted Outreach Is Critical to Equitable Distribution of Emergency Rental Assistance Data-informed, community-based strategies can help ensure relief is delivered to households who need it most.Incorporating Two Alternative Types of Data into Mortgage Underwriting Could Make the Process More Equitable Cash flow and rental payment history are both strong predictors of credit risk.How Can Research Better Represent People with Disabilities? No data source can fully capture the diversity of the disabled population, but researchers can take steps to ensure data are meaningful and inclusive.High Mortgage Rates Threaten Recent Homeownership Progress for Households of Color One timely solution has historical precedent and offers a way to sustain the purchasing power of households of color while sustaining them over the long term.
