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The rise of buy now, pay later products, which often aren’t reported to credit bureaus, could affect borrowers’ ability to buy a home and sustain homeownership.
Goal Setting and Data Benchmarking Can Help Narrow the Racial Homeownership Gap To increase homeownership among Black households, leaders must unify around a shared goal that can provide guidance for defining and measuring progress.Biden’s Budget Jumpstarts a Discussion on Economic and Racial Inequality in the Policy Community President Biden's proposed budget seeks to address long-standing economic and racial inequities through new investments in infrastructure, jobs, education, and research.More Asian Americans Are Becoming Homeowners, but They Still Face Barriers in the Housing Market Asian households face discrimination that hinders their ability to become homeowners and build generational wealth.In the Twin Cities, Affordable Homeownership Is Increasingly Inaccessible for Black Families The inequities Black families experience in the Twin Cities illustrates the larger systemic barriers surrounding race and opportunity in the United States.The Tight Housing Market Boxes Out Government-Insured Borrowers, Widening Homeownership Gaps Data show that flat-out rejection of buyers seeking government-backed loans disadvantages households with lower incomes, lower credit scores, and less wealth, many of whom are people of color.Did the Pandemic Deepen Racial and Ethnic Inequities among Small Business Owners? Data Limitations Make It Hard to Say. Regardless of whether COVID-19 worsened the racial and ethnic disparities in small business ownership and health, federal policymakers have options to address them.
