Articles and analysis on today's issues
The rise of buy now, pay later products, which often aren’t reported to credit bureaus, could affect borrowers’ ability to buy a home and sustain homeownership.
If you’re struggling with mortgage payments because of the shutdown, here’s what to do The housing finance industry is activating plans developed to respond to the 2008 housing crisis and natural disasters.Enhancing the FHA’s loss mitigation toolkit can improve borrower outcomes Some rules create a cumbersome loss mitigation process for borrowers and increase costs for servicers.States are testing innovative strategies to help at-risk workers stay employed Eight states are developing immediate intervention strategies for employees whose work is disrupted by an illness or injury.The shutdown through the lens of families and children The shutdown has disrupted much more than government services, as thousands of families now face mounting instability.Most employers don’t help workers stay employed after illness or injury. Early intervention can help. Every year, millions of workers develop illnesses or suffer injuries that limit their ability to remain on the job.For housing authorities, "public charge" expected to sow confusion and add administrative costs The administration's proposed changes to immigration policy are already affecting some immigrant and noncitizen families who rely on housing assistance.