Articles and analysis on today's issues
The rise of buy now, pay later products, which often aren’t reported to credit bureaus, could affect borrowers’ ability to buy a home and sustain homeownership.
High costs may explain crumbling support for US infrastructure Why is building rail transit in the US so expensive? Answering that question is important if we want more infrastructure investmentTo understand mortgage default rates, ask these three questions How many home loans are defaulting? It's not as straightforward as it seems.Your data deserve better than a PDF Think tanks and research institutions: the PDF is a bad habit that is killing you slowly.Adding photos to food stamp cards would not reduce benefit trafficking Proposals by states to require photo ID to use SNAP cards are not worth their economic and social costThe Gatekeepers: Four ways prosecutors can improve their decisionmaking Prosecutors have a lot of discretion to affect mass-incarceration. It's time they start reducing prison populations.A data-driven approach doesn’t have to be impersonal What were the secrets behind a successful program to provide housing to vulnerable homeless people?