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Articles and analysis on today's issues
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The rise of buy now, pay later products, which often aren’t reported to credit bureaus, could affect borrowers’ ability to buy a home and sustain homeownership.
TPC launches beta website In a few weeks, the Urban-Brookings Tax Policy Center will launch a new website. Starting today, the site is running in “beta,” and we invite you to give feedback.Why women’s access to safe public transportation is key to sustainable development To take advantage of better education and employment opportunities, women in developing countries need access to safe public transportation first.Many data sources are becoming less reliable. Can we still use them responsibly? At what point does it become irresponsible for researchers to use data sources that may no longer paint an accurate picture?How the Urban Institute is working to improve long-term care financing One in seven is adults is likely to need long-term care for five years or more. But at a cost of at least $250,000, it’s far beyond affordable for most.The qualified mortgage rule hasn’t chilled lending The rule has had little impact on the availability of mortgage credit because the market had already changed well before the rule took effect.Budgeting for federal lending programs is still a mess The “credit reform” method violates fundamental principles of good budgeting for reasons that have nothing to do with the “fair value” alternative.
