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As data centers see a surge in demand because of generative AI, Henrico County, Virginia, shows how local governments can turn the economic gains of this new industry into sustainable funding for affordable housing.
Three Ways the Housing Finance System Can Protect All Homeowners from the Escalating Effects of Climate Change Low- and moderate-income households, who rely on a stable, accessible mortgage market; are the most exposed to the effects of climate change, and are the least prepared financially.State and Local Policymakers Could Look Abroad to Inform an Inclusive Recovery from the COVID-19 Pandemic The pandemic highlighted the structural racism that upholds our political and economic systems and has long disadvantaged Asian, Black, Latinx, Indigenous, and Pacific Islander people and communities in this country.Participatory Grantmaking Aims to Dismantle Power Imbalances between Funders and the Communities They Serve Unlike large, private funders, many smaller, public foundations have historically included community members, former grantees, and individual donors in their decision making processes.Demand for Universal Preschool Could Exceed the American Families Plan Target The American Families Plan includes a historic investment in young children and public education that aims for universal preschool and broad access, especially for children of color and children from families with low incomes. But truly universal preschool may require an even larger investment.Recent Growth of Newly Built Smaller Homes Could Ease the Housing Shortage, but Higher Costs Hamper Affordability Building costs can counteract the expected affordability improvements that arise from more new small homes being completed and sold.The CFPB’s Proposed Foreclosure Prohibition Is Unnecessary and Would Prolong Property Resolution A better option is to require servicers to evaluate borrowers for all loss mitigation for which they are eligible.
