Articles and analysis on today's issues
The rise of buy now, pay later products, which often aren’t reported to credit bureaus, could affect borrowers’ ability to buy a home and sustain homeownership.
Race-neutral policies may be well intentioned, but can they truly desegregate schools? More than 60 years after Brown v. Board of Education, structural racism maintains advantages for some and not for others, inside and outside of the public school system.Treasury’s program has fewer modified mortgages. Why and what’s next? The first decline in the history of Treasury's Home Affordable Modification Program suggests market improvements, but the uneven recovery has left many borrowers in distress.What we need to understand about the future of work Changes in technology, markets, and worker behavior are affecting how, when, and where people work. Understanding these changes is crucial to sound public policy.Your city needs a local data intermediary Imagine if every community had access to data on which children are missing too many days of school or which neighborhoods are becoming unaffordable. In some cities, that’s a reality.Food insecurity in the summer: Thinking outside the lunch box For many kids, summer means camps, family vacation and carefree days. But for kids who rely on school lunches, summer can mean three months without enough to eat.Living long and living well: How can we care for the nation’s caregivers? As our population ages, many Americans will need daily hands-on help to live, but what about their caregivers’ ability to live long and well?