Articles and analysis on today's issues
The rise of buy now, pay later products, which often aren’t reported to credit bureaus, could affect borrowers’ ability to buy a home and sustain homeownership.
Financial security and longevity go hand in hand Americans may be living longer and healthier lives, but financial health in later years has become more and more uncertain.Cities can drive good jobs with better information The public doesn’t always connect companies with low-wage business models to safety-net costs. But greater awareness about these trade-offs can shape consumer opinions and behaviors.Tax credits could reduce poverty even more—by including workers without children at home Expanding the EITC to include more childless workers, or creating a worker credit for all low-income workers, could be powerful antipoverty tools for many workers left behind in the current system.John Oliver takes on delinquent debt—and policymakers should, too Given that 77 million Americans have debt in collections, regulatory and policy changes need to seriously address this issue.How can we reduce poverty and increase opportunity? Only a third of people born near the bottom of the income ladder ever reach the middle rung. Throughout June, Urban Institute scholars will offer evidence-based ideas for reducing poverty and increasing opportunity.The US Partnership on Mobility from Poverty Experts in the Partnership gathered for the first time last month in Bedford-Stuyvesant to reframe how society thinks and talks about people experiencing poverty.