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Articles and analysis on today's issues
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The rise of buy now, pay later products, which often aren’t reported to credit bureaus, could affect borrowers’ ability to buy a home and sustain homeownership.
School choice as an antipoverty strategy Too often, children in low-income families are limited to the schools in the high-poverty neighborhoods where their parents can afford to live.The Panama Papers raise questions about charitable organizations Tax evasion schemes account for a small share of the sector, but high-profile leaks like Mossack Fonseca’s can solidify doubts about how charitable these organizations really are.How can we help older workers realize their potential? Sound policy and Social Security reforms could boost older adults’ employment, improve their financial security, and ease the economic pressures of an aging societyHow to expand opportunity through a better TANF program To better help families climb the ladder of opportunity, federal TANF performance measures should give states incentives to take a balanced approach to promoting work, family economic stability, and child well-being.Why I chose not to endorse the Bipartisan Policy Center Commission’s retirement security report Under the center's proposed reforms, workers who experience the greatest challenges in the labor market could still face financial insecurity in retirement.If we aren’t careful with GSE risk transfer, mortgage rates could become volatile Regulators have reduced taxpayers’ exposure to the mortgage credit risk by selling more and more of that risk to private investors. But we can’t get too complacent with that solution.
