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Articles and analysis on today's issues
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The rise of buy now, pay later products, which often aren’t reported to credit bureaus, could affect borrowers’ ability to buy a home and sustain homeownership.
Exploring opportunities for well-being, from baby boomers to millennials Some predict that the majority of children born after 2000 will live to 100 or more. But our careers, social programs, and choices reflect demographic patterns of a time when the average life span was much shorter than it is now.Illinois’s budget crisis may jeopardize innovative financing efforts Chicago is using pay-for-success financing to expand preschool for low-income students. But Illinois's failure to pass a state budget could disrupt the project and many students' lives.World Refugee Day: A stark reminder In the past few years, new or intensifying sources of oppression, war, and destruction have accelerated the rate at which people are fleeing their home countries.Expanding opportunity through career pathways and training for middle-skill jobs Full-time work at the minimum wage provides about $15,000 a year in earnings. Improving skills to attain “middle-skill jobs” holds the promise of higher wages and a way out of poverty.LGBTQ people are more likely to be victims of a hate crime than any other group And fewer than half of all LGBTQ Americans live in states that protect them from discrimination based on sexual orientation or gender identity. To combat homophobia, we must not allow it in our laws.The unsung financial institutions that fund inclusive community development Community development financial institutions help bring mainstream finance to underserved communities. As inequality grows, the industry must figure out how to expand its reach.
