Articles and analysis on today's issues
The rise of buy now, pay later products, which often aren’t reported to credit bureaus, could affect borrowers’ ability to buy a home and sustain homeownership.
US homeowners are sitting on $7 trillion in spendable housing wealth Fifty-two million homeowners have accessible housing wealth but highly concentrated by age and geography. Nonetheless, it is still shared more equally than other forms of wealth.What are the issues with donor-advised funds? Recent headlines imply that donor-advised funds reduced money distributed for charitable purposes, but that is misleading, if not wrong.What can we do to prevent the next killing? The events of the past week give us no new data—the stories are now tragically familiar. But each name added to the list of victims increases the urgency for thoughtful policy change to prevent another needless death.Four insights on reducing poverty and increasing opportunity Poverty and limited mobility are pressing concerns for leaders across the political spectrum, and the number of proposals and initiatives to tackle these complex issues is on the rise.Long-term change takes real-time data Data can provide a real-time reality check on whether the day-to-day work on programs and policies will lead to lasting improvements.Making early care and education strategies really work for families We are shortchanging the very children who most need a strong start and the parents who are working hard to give their children a better life.