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Articles and analysis on today's issues
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In this article, we explain nonprofits’ role in thriving communities, the amount of funding nonprofits receive from government sources, and the government funding challenges nonprofits were facing before the shutdown.
Transit Agency Leaders Rarely Reflect the Race and Gender Diversity of the Populations They Serve Diversity and representation in civic leadership contribute to a host of workplace, service quality, and public relations benefits, yet transit agency leaders across the US rarely resemble the populations they serve.The Consumer Financial Protection Bureau Wants to Lower Mortgage Costs. Here’s How It Can Do So. The Consumer Financial Protection Bureau can lower borrowers’ costs by streamlining refinancing options and increasing total mortgage cost transparency.Measuring the True Value of Renting versus Owning a Home Accounting for differences in property and neighborhood characteristics, the value of homeownership relative to renting is greater than what existing methods suggest.A New Federal Race and Ethnicity Category Can Lead to a More Equitable Future for Middle Eastern Americans Changes to how federal agencies collect data on Americans of Middle Eastern and North African descent could lead to more-effective policies and close long-standing health and wealth gaps.Mortgage Special Purpose Credit Programs Are Gaining Momentum. A New Tool Can Empower Lenders to Launch Their Own. Black households have the lowest homeownership rate in the United States, but lenders can help narrow this gap by using data to better target special purpose credit programs.Ensuring Americans Can Retire Free from Student Loan Debt Structural barriers have led older borrowers in American Indian and Alaska Native, Black, and Hispanic communities to face disproportionately high rates of student loan delinquency. Debt relief could help them achieve financial stability in retirement.
