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Articles and analysis on today's issues
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Ensuring federal data and statistical agencies like the Bureau of Labor Statistics remain open, independent, and objective is essential to economic growth and prosperity.
Should Borrowers Be Afraid of Adjustable-Rate Mortgages? Today’s ARMs could help borrowers save money and reduce barriers to homeownership.How Local Differences in Race and Place Affect Mortgage Lending Neighborhood racial makeup alone is not a consistent predictor of disparate lending outcomes.When Researchers Build Trust, “Hard-to-Reach” Undocumented Communities Aren’t So Hard to Reach Five ways researchers can ensure their studies aren’t extractive and communities benefit from their work.New Data Show Inflation Could Undermine Families of Color’s Financial Resilience. How Can Policymakers Help? Because of structural barriers, communities of color are most likely to experience food insecurity and have debt in collections—limiting their financial resilience in the face of inflation.Why Have Mortgage Rates Gone Up So Much? Mortgage rates have risen more than longer-term Treasury rates in response to Federal Reserve monetary tightening actions, further decreasing housing affordability.Three Ways Federally Assisted Housing Can Improve Equity in Reasonable Accommodations for Disabled Residents In 2021, almost one in every four residents of federally assisted housing reported having a disability.
