Articles and analysis on today's issues
If Social Security benefits are reduced, not only will people and families face hard decisions, but states and local businesses may also see increased budgetary pressures.
We’re still shortchanging women when it comes to mortgages We need to develop more accurate measures of risk to ensure we aren’t denying mortgages to people who are fully able to make good on their payments.How Moving to Work could teach us about the benefits and costs of car access Moving to Work offers an excellent platform for learning systematically about low-income people’s travel choices.What new programs and policies should public housing authorities be testing? Our systems for delivering housing assistance to America’s poorest families are facing critical challenges and are in desperate need of innovation.Squeaky-clean loans lead to near-zero borrower defaults—and that is not a good thing Laurie Goodman: It’s time to lend again to borrowers with less-than-perfect credit.Why does the Urban Institute belong at SXSW? Urban’s Justice Policy Center is hoping to lead a panel discussion on “Reducing Violent Police-Citizen Interactions” at the next SXSW.To ease access to mortgages, we must reform mortgage servicing now The challenges—and potential opportunities—presented by reforming servicing are simply too crucial to kick down the road.