Articles and analysis on today's issues
The rise of buy now, pay later products, which often aren’t reported to credit bureaus, could affect borrowers’ ability to buy a home and sustain homeownership.
A mortgage program to better serve the next generation of borrowers With its new HomeReady program, Fannie Mae is taking a step toward recognizing the needs and wants of today's homebuyers.US government finally sheds light on student loan debt Borrowers from for-profit and community colleges are driving the increase in defaults, while those with significant debt aren’t all that risky.Explaining uncertainty with poverty rates All estimates are imprecise. A new map explores how patterns in poverty shift when we take confidence intervals into account.Kansas City’s regional development process: Data driving new opportunities The city is using evidence—rather than conventional assumptions about planning—to address sprawl and segregation across the region.Doing the numbers on food insecurity in the United States Despite some recent signs of economic improvement, 48.1 million people in the US still live in households that struggle to afford an adequate diet.What affects the future success of poor children? The instability that accompanies poverty puts stress on parents that can spill over to children in long-lasting ways.