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Articles and analysis on today's issues
In the news:
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The rise of buy now, pay later products, which often aren’t reported to credit bureaus, could affect borrowers’ ability to buy a home and sustain homeownership.
Making college more affordable can benefit graduates and local families A family’s wealth is strongly tied to the head of the family’s education and to the share of county residents with at least a bachelor’s degree.Millennials: Today’s underserved, tomorrow’s Social Security and Medicare bi-millionaires? A typical couple retiring today will receive about $1 million in cash and health benefits; many millennials will receive $2 million or more.The unintended consequences of delaying Medicare and Social Security Raising the eligibility age may seem logical, but it could lead to potentially damaging effects for state finances and lower-income beneficiaries.Can nudges improve government? People are imperfect. Insights into how to prompt people and frame options could greatly improve decisions.Disabilities and public housing: A closer look The link between public housing, public benefits, and employment among people with disabilities suggests ways forward for policy and research.FHA’s new performance metric could open the credit box The administration’s evaluation of lenders may be partially to blame for shrinking access to credit. The updated method attempts to correct the flaw.
