Articles and analysis on today's issues
The rise of buy now, pay later products, which often aren’t reported to credit bureaus, could affect borrowers’ ability to buy a home and sustain homeownership.
Could permit-to-purchase laws help prevent the next mass shooting? Permit-to-purchase laws require that firearm buyers obtain a license before purchasing certain types of firearms.Medicaid expansion could make health insurance affordable for 5.6 million Many Americans fall into the assistance gap: too rich for Medicaid, but too poor for discounted private insurance in the ACA marketplaces.LGBTQ youth locked in a cycle between the justice system and the streets Many of the youth who depend on survival sex often committed crimes because they were homeless and couldn’t meet their basic needs.What David Brooks gets wrong about mass incarceration Brooks concludes that "harsh laws are not the main driver behind mass incarceration." The reality is a bit more complex.Using housing policy tools to build ladders to the middle class Because place is so closely tied to opportunity, housing policy can be an effective strategy for promoting upward mobility.A new way to pay for prevention Pay for success financing shifts risk from the government agency to funders, removing the disincentives to invest in a preventive program.