Articles and analysis on today's issues

In this article, we explain nonprofits’ role in thriving communities, the amount of funding nonprofits receive from government sources, and the government funding challenges nonprofits were facing before the shutdown.
How Can Ginnie Mae Help Ensure Independent Mortgage Banks Can Weather the Next Recession? Independent mortgage banks play a critical role in the market, but Ginnie Mae could substantially increase their resilience during periods of financial instability.Practical Strategies for Advancing Racial Equity in Online Career and Technical Education In the wake of the US Supreme Court’s decision to effectively end affirmative action, here are a few steps online career and technical education programs can take to close racial gaps.What Are the Keys to Improving Early Childhood Educator Pay Equity? DC’s first-in-the-nation Early Childhood Educator Pay Equity Fund uses tax revenue to ensure early childhood educators make a wage comparable with their public school peers and offers lessons for other jurisdictions.Three Steps the FHFA Can Take to Create a More Equitable Housing Finance System Mandating more accountability, transparency, and impact from Fannie Mae and Freddie Mac could accelerate the FHFA’s efforts to eliminate structural barriers in the mortgage market.Nonbanks Lend More to Borrowers of Color. What Does That Mean for the Community Reinvestment Act? Nonbanks do a greater share of mortgage lending to borrowers of color than banks do, which raises important questions for states considering implementing state-level CRA requirements.Can Wealth-Building Programs Both Prevent Displacement and Narrow the Racial Wealth Gap? A pilot program in St. Louis, Missouri, is exploring whether wealth building could be a key tool to fighting gentrification.