Articles and analysis on today's issues
The rise of buy now, pay later products, which often aren’t reported to credit bureaus, could affect borrowers’ ability to buy a home and sustain homeownership.
How do so many people get stuck in poverty? Author Kathryn Edin last week shared insights from her in-depth interviews with the many families living on less than $2.00 a day in America.Nonbank regulation remains unfinished business from the housing crisis The split between bank and nonbank mortgage servicing has returned to pre-crisis levels, but most reforms have only focused on banks.For LGBTQ youth who trade sex to survive, turning 22 can be an unwanted milestone In New York City and elsewhere, funding for runaway and homeless youth is often limited to those ages 16 to 21—leaving many without housing or health care.University of Phoenix’s “top 25” claim isn’t false, but it won’t last The university’s ads boast a top ranking for graduate salaries after attending, but the measure applies to students who enrolled nearly 15 years ago.To talk about structural racism, we have to talk about white privilege Acknowledging that white people get a leg up requires wrestling with a concept integral to the American psyche: notions of fairness.