Articles and analysis on today's issues
The rise of buy now, pay later products, which often aren’t reported to credit bureaus, could affect borrowers’ ability to buy a home and sustain homeownership.
Using local workforce systems to support career pathways By better understanding the local organizations and activities that prepare people for employment, states can help workers advance in their careers and support area industry.To make transportation more inclusive, invite innovation “We lay out our values when we lay out our transportation,” said US Secretary of Transportation Anthony Foxx in a discussion with Urban Institute President Sarah Rosen Wartell last week.The first step toward breaking the homelessness-jail cycle People who experience chronic homelessness are often cited for public nuisances. If they are unable to show up to court, it can mean a cycle of arrests.States should answer a few questions before taxing e-cigarettes Should states tax e-cigarettes at all, and by how much? Should states impose a unit tax on the vape/e-cigarette or the refillable nicotine cartridges or both?Rentals in two- to four-unit buildings are more affordable, so why are they so hard to finance? These buildings are more likely to be owned by minorities and more affordable to very low-income families than other rental units.What the United Kingdom can teach us about affordable housing Both countries face rising rents and aging subsidized housing, but in the United Kingdom, housing is an entitlement and an essential part of the safety net.