Articles and analysis on today's issues

In this article, we explain nonprofits’ role in thriving communities, the amount of funding nonprofits receive from government sources, and the government funding challenges nonprofits were facing before the shutdown.
What Components Make Up Closing Costs? For prospective homebuyers with low incomes, closing costs can often pose a high relative burden and create another obstacle to homeownership.Reinstating Limitations on Fannie Mae and Freddie Mac Mortgage Lending Would Hamper Access to Credit The previous Trump administration introduced limitations on federal mortgage lending to “high-risk” loans, but current housing market conditions mean these restrictions would be counterproductive if reinstated.Prosecuting Young People as Adults Can Undermine Rehabilitation and Fuel Mass Incarceration This year, Louisiana became one of only five states to prosecute all 17-year-olds as adults. Evidence shows this doesn’t effectively prevent crime— but it does undermine rehabilitation efforts.10 Blog Posts That Elevated the Debate in 2024 In 2024, Urban researchers equipped changemakers with rapid analysis and uplifted solutions to help prevent families from taking on debt to pay for groceries, improve disaster recovery, conquer the digital divide, and more.In Chicago, New Apartment Buildings Typically Require City Council Approval, Which May Delay Construction and Increase Costs For developers in Chicago, building new multifamily apartment buildings can require months of planning, review, and feedback before ever breaking ground because of discretionary zoning review.Building Evidence to Help Community College Students Obtain and Advance in Health Care Careers With better evidence about how career services and employer engagement strategies affect career attainment and retention, community colleges can improve students’ employment outcomes.