Articles and analysis on today's issues
The rise of buy now, pay later products, which often aren’t reported to credit bureaus, could affect borrowers’ ability to buy a home and sustain homeownership.
Policymakers Can Enact a Paid Family and Medical Leave Program and Honor the Biden-Harris Tax Pledge The vast scope of the COVID-19 pandemic has highlighted the need for a comprehensive national paid leave benefit.Structural Changes to Student Loan Repayment Could Make Forgiveness Work Better for Struggling Borrowers The current system has gotten increasingly generous for doctors and lawyers with $200,000 in debt while continuing to fail struggling borrowers.Community Voice Is Expertise Four principles can help create an environment that fosters community engagement in research and policy analysis.Increasing the Child Tax Credit Could Drastically Reduce Child Poverty The pandemic has made some lawmakers reconsider the amount of credit available and the way it’s delivered.Five Ways Communities Can Ensure COVID-19 Vaccines Reach People Experiencing Homelessness It’s critical for communities to create a vaccination plan to reach all people experiencing homelessness—and not just people in shelters.Americans’ Credit Health Improved during the Pandemic, but There’s More to the Story Though forbearance and other policies may have temporarily stabilized credit health, there is reason for concern about other aspects of financial health.