Articles and analysis on today's issues
The rise of buy now, pay later products, which often aren’t reported to credit bureaus, could affect borrowers’ ability to buy a home and sustain homeownership.
Disparities in Disaster Mitigation Resources and Information Can Leave Households Unprepared for Climate Threats Resources, attention, and political will for ensuring everyone is prepared are not equitably distributed.The OCC’s New CRA Regulations Put Banks Ahead of Communities Tying evaluation to the importance of the activity to the bank ignores the fact that many activities constituting a small share of the bank’s business have an outsize importance to the bank’s community.How Transit Agencies Can Transition to Contactless Payment without Leaving Anyone Behind "Everyone deserves access to transit, no matter what the future looks like."Racial Inequities Will Grow Unless We Consciously Work to Eliminate Them To lessen and reverse the pandemic's effects on Black families' income and wealth, consciously consider the persistent effects of the country’s legacy of human trafficking, bondage, and disadvantage.The COVID-19 Crisis Continues to Have Uneven Economic Impact by Race and Ethnicity Tracking which households are most affected could assist policymakers in targeting their efforts and ensuring an equitable recovery for all.“No Cops at Pride”: How the Criminal Justice System Harms LGBTQ People As policymakers and researchers reconsider the future of policing in the US, LGBTQ people, especially people of color, who have been directly affected by police and carceral violence can guide conversations.