Racial homeownership gap
Racial covenants, redlining, and the targeting of communities of color for subprime loans are among the many policies and practices resulting in low homeownership rates among families of color—and driving wealth inequality. Our work quantifies these gaps at the national and local levels, disentangles how the legacy of institutionalized and persistent discrimination have created these gaps, and identifies federal, state, and local solutions that could reduce the gaps.

Policy Centers Metropolitan Housing and Communities Policy Center Housing Finance Policy Center
Research Areas Housing finance Race and equity