Research Report A Three-Decade Decline in the Homeownership Gender Gap
What Drove the Change, and Where Do We Go from Here?
Jung Hyun Choi, Laurie Goodman, Jun Zhu
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Over the past 30 years, women have made tremendous gains in closing both the income and the education gaps between them and men, and growth in their homeownership rates has become an important manifestation of these trends. In this report, we examine homeownership by the gender of the household head and how it has narrowed over the past three decades. This narrowing can be attributed mostly to gains in household income, followed closely by the fact that more married women are head of household. This report concludes with policy recommendations to ensure that the COVID-19 pandemic, along with persistent racial and ethnic disparities, do not undermine 30 years of progress toward closing the homeownership gender gap.

Research Areas Housing finance
Tags Housing and the economy Homeownership Race, gender, class, and ethnicity
Policy Centers Housing Finance Policy Center