Over a third of all people retiring in 2001, including more than half of retired women, received Social Security benefits of less than $700 a month, roughly the poverty level for a single individual. Solving the current financing problem solely through benefit reductions could cause over half of all future retirees, and almost 90 percent of the women, to have benefits equally as inadequate. Congress must either significantly increase the age of first eligibility for the program or find substantial additional revenues if Social Security is to provide minimally adequate benefits to future retirees.