A Review of Children’s Savings Accounts

Research Report

A Review of Children’s Savings Accounts

March 22, 2015


Children’s savings accounts (CSAs) aim to improve the lives of low- and moderate-income people by increasing their financial security, developing their financial capability, and improving their educational outcomes. With their benefits increasingly recognized, the past two decades have witnessed the adoption of and numerous proposals for CSAs. This brief reviews CSAs and their benefits, provides international and domestic CSA examples, and points to selected research on CSAs—including their distributional impact.

Cross-Center Initiative

Cross-Center Initiative: 
To reuse content from Urban Institute, visit copyright.com, search for the publications, choose from a list of licenses, and complete the transaction.