Research Report A Review of Children’s Savings Accounts
Barbara Butrica
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Children’s savings accounts (CSAs) aim to improve the lives of low- and moderate-income people by increasing their financial security, developing their financial capability, and improving their educational outcomes. With their benefits increasingly recognized, the past two decades have witnessed the adoption of and numerous proposals for CSAs. This brief reviews CSAs and their benefits, provides international and domestic CSA examples, and points to selected research on CSAs—including their distributional impact.
Research Areas Economic mobility and inequality Taxes and budgets Children and youth
Tags Economic well-being Individual taxes Income and wealth distribution Kids in context Financial stability
Policy Centers Center on Labor, Human Services, and Population