Fact Sheet Repaying College Loans: Helping Students Make Good Decisions
Sandy Baum, Kelia Washington
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For college students looking to avoid unmanageable debt, making informed decisions about where to go, what to study, and how much to borrow is only the first step. How students approach repayment can be equally important in determining their financial outcomes. This memo aims to help counselors and other advisers better understand how repayment patterns differ by race or ethnicity, program, and type of institution to better advise students.

Research Areas Education Wealth and financial well-being Race and equity
Tags Higher education Asset and debts Racial and ethnic disparities Financial knowledge and capability Paying for college Families with low incomes Racial equity in education
Policy Centers Center on Education Data and Policy