This brief uses data from the 1997 National Survey of America's Families (NSAF) to show that black, Hispanic, and Native American families face hardship that is not tied to income alone. This brief looks at poverty, family structure, child support, food and housing hardship, and health status and insurance coverage. Among the findings: over one-half of low-income blacks, Hispanics, and Native Americans experienced hardship. Even at higher incomes, blacks, Hispanics, and Native Americans are nearly twice as likely to experience food hardships as whites. Regardless of income, Hispanic adults are more likely to report being in fair or poor health.