A little more than a year ago, the National Commission on Fiscal Responsibility and Reform produced a report that proposed restructuring Social Security. However, the commission failed to get the supermajority needed to recommend the plan to Congress. While some in the media and on the political scene called the report a useful starting point, no action was taken to reshape Social Security in 2011. With presidential and congressional elections coming in November, the topic is sure to heat back up. This video features Melissa Favreault, a senior fellow at the Urban Institute's Program on Retirement Policy, discussing the ways the Bowles-Simpson plan would change Social Security, who would be affected the most, and what the timeframe is for taking action.