Research Report A Pragmatic Plan for Housing Finance Reform
Ellen Seidman, Phillip L. Swagel, Sarah Rosen Wartell, Mark M. Zandi
Display Date
Download Report
(610.53 KB)

The paper starts from the premise that a future housing finance system must meet five essential goals: ensuring stability and liquidity so that the future housing finance system is resilient to crises and attractive to a wide range of global investors; ensuring access and equity so that all creditworthy borrowers can get access to the system; strengthening affordable housing, including rental housing for people who need it; limiting the governments role and risk so that taxpayers are better protected; and establishing incentives, competition, and innovation so that a greater amount of private risk capital supports the system.
Research Areas Housing finance Housing
Tags Federal housing programs and policies Housing markets
Policy Centers Housing Finance Policy Center