Mortgage Insurance Data at a Glance - 2019

Research Report

Mortgage Insurance Data at a Glance - 2019

Abstract

For 62 years, the availability of private mortgage insurance (PMI) has helped millions of borrowers who have insufficient funds for a 20 percent down payment access homeownership. This chartbook quantifies the role of PMI in the agency mortgage market, detailing which borrowers use PMI, how they compare with borrowers who use other forms of mortgage insurance, how PMI-insured loans perform, and the role of PMI in reducing loss to investors. This 2019 publication updates our 2017 publication which was released as a data supplement to a comprehensive report on the past, present, and future of the PMI industry Sixty Years of Private Mortgage Insurance in the United States.

Centers

Cross-Center Initiative

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