Research Report Mortgage Insurance Data at a Glance
Laurie Goodman, Alanna McCargo, Sheryl Pardo, Jun Zhu, Bing Bai, Karan Kaul, Bhargavi Ganesh
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For 60 years, the availability of private mortgage insurance (PMI) has helped millions of borrowers who have insufficient funds for a 20 percent down payment access homeownership. This chartbook includes extensive data about the historic and current state of the PMI industry, detailing which borrowers use PMI, how they compare with borrowers who use other forms of mortgage insurance, how PMI-insured loans perform, and the role of PMI in reducing loss to investors. This publication is being released as a data supplement to a comprehensive report on the past, present, and future of the PMI industry Sixty Years of Private Mortgage Insurance in the United States.

Research Areas Housing finance
Tags Single-family finance Credit availability Finance Housing finance data and tools
Policy Centers Housing Finance Policy Center
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