This report outlines efforts of six state-based insurance marketplaces (California, Colorado, Kentucky, Maryland, Rhode Island and Washington) to re-enroll consumers into coverage for 2015. The report highlights key changes that consumers need to be aware of, most importantly that 2014 plans may not be the same as those participating in 2015. Due to changes, many consumers could be auto-enrolled in a plan that does not maximize their premium tax credit. Researchers found, however, that some SBMs have used their flexibility under federal rules to improve consumers' experiences and ensure they get a more accurate determination of premium tax credits.