Is Limited English Proficiency a Barrier to Homeownership?

Brief

Is Limited English Proficiency a Barrier to Homeownership?

Abstract

This brief reports on research which establishes that limited English proficiency is an additional barrier to homeownership. The researchers first define and identify the 5.3 million heads of household in the United States with limited English proficiency (LEP). Using descriptive analysis and regression models, they then determine that, at the zip code level, higher rates of LEP are associated with lower homeownership rates. Specifically, if the other factors that influence homeownership (e.g., income, age, and race or ethnicity) are controlled for, communities with the highest concentrations of LEP residents have homeownership rates 5 percentage points lower than communities with the median concentration of LEP residents. In other words, limited English proficiency is an additional barrier to homeownership.

Centers

Cross-Center Initiative

Cross-Center Initiative: 
To reuse content from Urban Institute, visit copyright.com, search for the publications, choose from a list of licenses, and complete the transaction.

LATEST IN Housing and Housing Finance

To reuse content from Urban Institute, visit copyright.com, search for the publications, choose from a list of licenses, and complete the transaction.