Eight years after Fannie Mae and Freddie Mac were placed into conservatorship, the conversation about their future is stuck. As we inch closer to electing a new president and to the start of a new Congress, it is time for an open-minded look at the housing finance system and what role, if any, today’s government-sponsored enterprises might play in the future. To help evaluate this critical issue, the Urban Institute’s Housing Finance Policy Center is releasing the Housing Finance Reform Incubator, a series of short essays about the future of housing finance reform.

Read electronic versions of the essays.