Housing Finance At A Glance is a monthly reference guide for mortgage and housing market data. It includes over 80 curated and updated figures describing current trends in the US housing finance market, including housing affordability, credit availability, serious delinquency rates, and mortgage insurance activity.
These trends stood out most to Housing Finance Policy Researchers from this chartbook edition:
1. Mortgage rates have declined modestly, but remain elevated, limiting affordability overall (page 9 and 24)
2. Since mid-2022, GSE’s MBS outstanding has been largely flat while Ginnie MBS outstanding has been steadily increasing (page 7)
3. The ARM share has jumped to 12.9 percent as of the week of September 12th. (page 9)