Research Report Housing Finance At A Glance: A Monthly Chartbook, May 2025
Laurie Goodman, Janneke Ratcliffe, Michael Neal, Jung Hyun Choi, Linna Zhu, John Walsh, Daniel Pang, Amalie Zinn, Katie Visalli, Aniket Mehrotra, Matthew Pruitt, Bryson Berry, Alison Rincon, Todd Hill, Anna Barcus, Erin Koons
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Housing Finance At A Glance is a monthly reference guide for mortgage and housing market data. It includes over 80 curated and updated figures describing current trends in the US housing finance market, including housing affordability, credit availability, serious delinquency rates, and mortgage insurance activity.

These trends stood out most to Housing Finance Policy Researchers from this chartbook edition:

  • Mortgage affordability remains close to the worst level since 2000 (page 24).
  • The refinance share fell across many agency loans and the cashout share of refinances declined (page 10)
  • Borrowers with a credit score below 760 will find FHA more attractive than the GSEs (page 38)
  • Serious delinquency rates on government loans are trending upward (page 34)
Research and Evidence Housing and Communities
Expertise Housing Finance Policy Center
Tags Housing Finance at a Glance: A Monthly Chartbook