Research Report Housing Finance at a Glance: A Monthly Chartbook, March 2026
Laurie Goodman, Janneke Ratcliffe, Derek Neal, Jung Hyun Choi, Linna Zhu, John Walsh, Daniel Pang, Katie Visalli, Aniket Mehrotra, Matthew Pruitt, Bryson Berry, Alison Rincon, Todd Hill, Anna Barcus, Erin Koons
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Housing Finance at a Glance is a monthly reference guide for mortgage and housing market data. It includes over 80 curated and updated figures describing current trends in the US housing finance market, including housing affordability, credit availability, serious delinquency rates, and mortgage insurance activity. 

These trends stood out most to housing finance policy researchers from this chartbook edition:

  • Year-over-year, house prices are declining in the South and West regions of the country (page 26).
  • The share of loans in negative or near-negative equity rose from 2.43 to 2.72 percent between Q2 and Q3 2025 (page 29).
  • Serious delinquency rates on 1-4 family FHA loans rose to 6.24 percent in January 2026 (page 34).
  • The FHA First-time Homebuyer share was 79.4 percent in January 2026 (page 28)
Research and Evidence Housing and Communities
Expertise Housing Finance Policy Center
Tags Housing Finance at a Glance: A Monthly Chartbook