Housing Finance At A Glance is a monthly reference guide policymakers and industry professionals have used since 2013 to stay informed about the latest mortgage and housing market data. The chartbook includes more than 80 updated figures describing current trends in the US housing finance market, such as housing affordability, credit availability, and serious delinquency rates.

The following trends stood out most to Urban Institute housing finance researchers from this chartbook edition:

• Throughout 2024, the FHA/VA share of securitized first-lien originations expanded (page 8)
• Mortgage rates remain elevated while the ARM share has declined to its long-run average (page 9)
• Over 2024, the volume of mortgage insurance shifted to government and away from PMI (page 37).