Research Report Housing Finance at a Glance: A Monthly Chartbook, June 2026
Laurie Goodman, Michael Neal, Jung Hyun Choi, Linna Zhu, John Walsh, Daniel Pang, Katie Visalli, Aniket Mehrotra, Matthew Pruitt, Bryson Berry, Alison Rincon, Todd Hill, Anna Barcus, Erin Koons
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Housing Finance at a Glance is a monthly reference guide for mortgage and housing market data. It includes over 80 curated and updated figures describing current trends in the US housing finance market, including housing affordability, credit availability, serious delinquency rates, and mortgage insurance activity.

These trends stood out most to housing finance policy researchers from this chartbook edition:

  • Mortgage rates remain elevated (page 9).
  • The refinance share in 2026 Q2 is projected to decline from Q1 2026 (page 21).
  • The refinance share dropped sharply in May (page10).
  • Prepayment speeds declined in May (page 11).

This month the chartbook includes a quarterly special feature of loan-level GSE data including loan composition, default rates, repurchase rates, and loss severity by origination years.

Research and Evidence Housing and Communities
Expertise Housing Finance Policy Center
Tags Housing Finance at a Glance: A Monthly Chartbook