Research Report Housing Finance at a Glance: A Monthly Chartbook, January 2026
Laurie Goodman, Janneke Ratcliffe, Michael Neal, Jung Hyun Choi, Linna Zhu, John Walsh, Daniel Pang, Katie Visalli, Aniket Mehrotra, Matthew Pruitt, Bryson Berry, Alison Rincon, Todd Hill, Anna Barcus, Erin Koons
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This chartbook was corrected on February 9, 2026. A highlight on page 5 notes that “Approximately one-quarter of all single family homes are not built for sale.” A previous version incorrectly said that those homes are built for rent. These homes did not go on sale to the market, but are not necessarily for rent.

Housing Finance at a Glance is a monthly reference guide for mortgage and housing market data. It includes over 80 curated and updated figures describing current trends in the US housing finance market, including housing affordability, credit availability, serious delinquency rates, and mortgage insurance activity.

These trends stood out most to housing finance policy researchers from this chartbook edition:

  • Months’ supply has fallen to 3.81 in December 2025, from 4.12 in November, its lowest level since March 2025 (page 22)
  • August 2025 was the first decline in YoY manufactured housing shipments since November 2023. (page 23)
  • YoY multifamily starts have declined by their largest amount since September 2021.
  • Approximately one-quarter (25.6 percent) of all single-family homes are built for rent (page 23).
Research and Evidence Housing and Communities
Expertise Housing Finance Policy Center
Tags Housing Finance at a Glance: A Monthly Chartbook