Research Report Housing Finance: At A Glance Monthly Chartbook, January 2025
Laurie Goodman, Janneke Ratcliffe, Michael Neal, Jung Hyun Choi, Linna Zhu, John Walsh, Daniel Pang, Amalie Zinn, Katie Visalli, Aniket Mehrotra, Matthew Pruitt, Bryson Berry, Alison Rincon, Todd Hill, Anna Barcus, Erin Koons
Download
(683.77 KB)
Add Urban on Google

Housing Finance At A Glance is a monthly reference guide policymakers and industry professionals have used since 2013 to stay informed about the latest mortgage and housing market data. The chartbook includes more than 80 updated figures describing current trends in the US housing finance market, such as housing affordability, credit availability, and serious delinquency rates. 

The following trends stood out most to Urban Institute housing finance researchers from this chartbook edition: 

  • Higher 10-Year Treasury rates have boosted mortgage rates in recent months (page 9).
  • Prepayment speeds on newer vintage, higher rate mortgages have fallen (page 11).
  • Originator Profitability and Unmeasured Costs (OPUC) has declined from an annual high in September (page 21).
Research and Evidence Housing and Communities
Expertise Housing Finance Policy Center
Tags Housing Finance at a Glance: A Monthly Chartbook